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2 Ugly Truth About American Express Platinum Card

The American Express Platinum Card is one of the more popular credit cards. It gives you rewards and benefits that other cards do not. There are a lot of perks to having the Platinum Card from American Express, but there are also some downsides to it as well. Before you decide if this card is right for you, it's important to know what you can expect from it. You should be able to take advantage of all of the benefits of this card without any drawbacks.

First off, American Express Platinum Cards come with a 12 month credit card agreement. This means that you get a lot of time to figure out if you actually want to keep using your card and if you're going to earn enough points to justify the cost. A lot of the cards have a 1% cash back option, but with the points you get from American Express, you can earn much more than that.

One of the best parts about this card is the cash back rewards. If you use your card a lot, you can end up racking up quite a few of them. For the most part, these rewards are given out to those who use their card on a frequent basis. For anyone who only uses their card occasionally, they will likely not earn as much cash back. This isn't to say that the American Express card is not worth it because you can earn rewards when you use it; it simply means that you need to compare it to cards that offer better cash back rates.

What's nice about American Express Platinum Card is the fact that it has a no expiration date. This is good if you plan to keep using your card. Once you have your Platinum Card, you can transfer your points to different credit cards or save them for when you open another savings account. Most of the time, the card offers you a good deal of perks and benefits, so this is usually a good idea. You get great rates on the gas that you buy, roadside assistance, gift cards for department stores and many other rewards.

As mentioned above, American Express Platinum Card offers a lot of perks. However, it also offers you an opportunity to earn cash back with every purchase that you make. The cash back rate is good, which means that you will be able to earn quite a bit of money back. The way that you get the cash back is either by shopping at one of their cardholder services or through having the points accumulated in your account. Either way, you should expect a decent amount of money back.

Also, another nice feature that American Express Platinum Card offers is the rewards program. This program allows you to get various different kinds of rebates for your purchases. For example, you can get a rebate on the price of your future purchases. You can also get a rebate on the cost of the present you are purchasing right now. If you have a particular store you frequently shop at, or if you tend to buy a lot of things from that particular store, then this is definitely a card that you should consider applying for.

With all these great benefits offered with American Express Platinum Card, it is easy to see why this credit card is so popular among people who like to travel a lot. There are a lot of airlines that offer this card, so it is not hard to find one which suits your needs. You can choose the one that offers you the most for your money, and you can also choose a card which gives you the best cash back rate. The point is that these cards can offer you a lot of convenience when you need to travel, whether you are flying to take a trip, or if you want to just fly for business reasons.

Of course, like any other credit card, American Express Platinum Card comes with a few restrictions as well. First, you may have to have a job that earns you a certain amount of money each month. Also, you have to make sure that you pay your bills on time to get a higher credit limit. Finally, you are not allowed to carry more than one credit card. But these cards can be useful if you need an all around card that can help you with everything from flying to shopping.


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