13 Thoughts You Have As Sears Citi Card Approaches | sears citi card

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The Citi Benefit Banknote Center is an undercaffeinated adaptation of ShopDiscover. The aperture gives solid banknote rebates, but still consistently lags abaft the 5% minimum of Discover’s arcade site. Beneath are the accordant stats, accepted as of 9/18/12:

Let’s analyze some added rewards acclaim cards to the Citi Dividend Platinum Visa, which has a 1% abject rewards bulk (we’ll exclude the Dividend Platinum alternating banknote aback categories for simplicity’s sake):

Try this tactic with baby purchases aboriginal to see if it works at assertive merchants. Remember that if your banknote doesn’t post, you apparently won’t be able to auspiciously altercate for it.

Straight banknote back. Never anguish about how abundant your credibility or afar are worth. Like ShopDiscover, eBates and FatWallet, the Citi Benefit Center pays out in cash, which is just as acceptable as money.

Decent rewards rates. Our best contempo rewards capital allegory put the aperture in 9th place. That’s bigger than average.

Average 5% isn’t minimum 5%. The Citi Benefit Banknote Center claims to accord an boilerplate rewards bulk of 5%, but that doesn’t beggarly a 5% minimum like Upromise and ShopDiscover. There’s no acumen to boutique for beneath with Citi’s site, abnormally aback there’s no cardholding requirements for the Upromise portal.

Cartera’s automatic form. After 45 days, use the site’s “Contact Us” anatomy if you accept missing cash. You’ll accept to accommodate the date of transaction, abundance name, adjustment cardinal and bulk of acquirement (before taxes and shipping). Afterwards 180 canicule from the acquirement date, Cartera will no best analysis your transaction, authoritative your window to altercation missing banknote 45 – 180 canicule afterwards purchase.

For our calculations of boilerplate rewards rate, we arrested the Benefit Banknote Center’s bulk at the 40 above retailers listed below. Citi’s arcade site, however, alone ally with 33 of our 40 accepted retailers, so we had to exclude those 7 non-affiliated food from our average.

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