All You Need To Know About Prepaid Visa Card Walmart
Is it possible to get a Walmart Visa or MasterCard with a prepaid version? I was curious to see if this was an actual product available. Then I did some research and here I am. There are many retailers who offer this type of credit card. The issuer is Wal-Mart and you can obtain them at any of their stores. I went to apply for one online, but I discovered there are many other ways to get them.
In the United States, most credit cards are like that. They come in all the usual names and of course have a logo. Except for Visa and MasterCard, they don't use your original Visa or MasterCard brand. They use MasterCard, Visa, or Discovery. These cards may look and sound like regular Visa or MasterCard but they aren't anything like them.
What you need to do first is decide what name you want on your card. Do you prefer the one with the logo? Or do you like something different? You will also have to select an expiration date, which is usually 12 months from the date you apply for the card. Once you've made these decisions, go online and choose a card.
When you apply for a Walmart Visa or MasterCard online, you will have to fill out a request form. On that form, you will give information about your bank account information. They will verify that you're the person listed on the account and that you're an authorized user. You'll need to supply your driver's license and social security number. You may be asked to upload some documents before you can complete the application. After completing it, you will receive a temporary card number.
When I tried to apply for a Walmart prepaid card online, I was directed to a page where I had to enter my social security number. Apparently, this is the only information they want to have regarding your credit history. If you don't have a social security card, you won't be able to get a regular card in the future, either.
I was told I could receive a regular card if I paid for an additional fee. I don't usually do that because it costs money and I already spend more than $50 per month on my Walmart card. If they wanted me to pay for an additional fee, I'd consider doing so. It wasn't hard to get a Walmart prepaid card.
Once I had my card, it was a simple matter to use it at any of their stores. It took a few minutes to put the card in my wallet. Once the cash came, I simply walked out the door and bought what I needed. There was never a question of whether or not the card was good for purchases or not. I've been very impressed with the customer service I've received since I started using the cards.
If you're looking for a great way to build credit, Walmart credit and debit cards are perfect. If you don't have a credit rating yet or don't think you'll ever have a decent one, Walmart prepaid cards are a great option. They're cheap, convenient, and easy to obtain. You'll also appreciate the fact that you won't have to spend money on reloadable prepaid cards. You can easily walk out the door with enough money to get you through until your next paycheck.
The downside to a prepaid Visa card is the fact that you won't receive any reward or customer perks. These cards are really intended more as a business expense than a pleasure item. That being said, I do know some people who love them. The upside is that they're not very expensive, and you'll have them in almost every store where Walmart products are sold. Even if you don't like them, they will definitely save you money over time.
One thing to keep in mind is that you should not use Walmart cards at any of their gas stations. The reason for this is because many people have problems with using their cards to buy anything with these locations. Also, these cards are not widely accepted in most countries. For example, you'll probably be unable to use a prepaid card at an ATM in China.
A final note about Walmart prepaid cards. Like anything else, if you use them incorrectly you could end up in hot water. If at all possible, only use a prepaid card at a licensed retailer. This means the place where you actually go to purchase something. Also, be very careful about giving out your card information over the phone or online. Pay attention to the terms and conditions and you'll have nothing to worry about.
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