3 Ways On How To Get The Most From This Bank Of America Credit Card
Bank of America credit card offers are often some of the most attractive ones out there. If you do enough research, you will find that you can get a card with zero interest for a year or less – no catches, nothing to fill out. There is also usually a bonus or incentive program attached to be used for shopping at Bank of America stores. The card offers at Bank of America are very enticing and can get you started on a good shopping path. Before deciding on what kind of Bank of America credit card to get, it is important to know exactly what you are getting yourself into.
One of the biggest attractions of Bank of America credit cards is the low interest rates. Many banks offer interest rates as low as 2.5%, which is much lower than the average credit card interest rate. You will save thousands of dollars over the life of your balance by taking advantage of these special offers and balance transfers.
But Bank of America does not just offer the lowest interest rates. They offer their customers a wide range of reward programs. Almost all major credit card companies offer reward programs; in fact, many of them have their own specific rewards programs. Bank of America credit cards offer the most extensive rewards program available, giving their customers an excellent selection of air miles, cash back, cash value travel, department store items and thousands of other types of rewards. These benefits can offset the low interest rates you are paying on your balance transfer.
Another attraction to the bank of America credit cards is their security features. Each card comes with a unique security code, which is required to access your account. Also, each account is insured against fraud up to $50. This is far greater protection than what you would receive from any other credit card.
Bank of America cards come with a number of different payment options. You can pay over the phone, online or through your bank's website. You can even set up direct deposit straight into your bank account. This option is very convenient. And if you don't like the electronic payments, you can always use cash.
The fees associated with bank of America credit cards are reasonable. And there are many different types of fees for each card. You may end up paying more if you choose to pay off your balance faster with a card with a higher APR or interest rate. However, these fees are very small compared to the interest savings you will enjoy by paying off your balance quickly. And the rewards and specials offered by Bank of America cards will help you keep more of your money.
And one of the best parts about having a bank of America credit card is that you get to choose from American Express, Visa and Mastercard. These are the top credit card providers in the country. So if you have a favorite airline, restaurant or department store, you can get their cards and benefit from great benefits including air miles, bonus points and discounts.
Bank of America credit cards are designed for people who want to take the convenience of plastic one step further. Whether you want to make online purchases or pay bills online, you can do it all with one card. And if you've had problems paying bills on time, you will appreciate the added protection you receive from Bank of America cards. If you're looking for a new credit card, you will definitely find it at Bank of America.
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